As you plan for the future, consider how your independence and hard-earned savings will be affected by a long-term illness or a chronic condition requiring extended care. Long term care insurance is an important layer that helps protect your assets and gives you more choice and control when you need long term care.

Long-term care (LTC) needs typically arise as part of the normal aging process, but can also be due to an injury or illness, such as multiple sclerosis, stroke, rheumatoid arthritis, or due to a cognitive impairment, such as Alzheimer’s disease. Long-term care services can be given at an assisted living facility, a nursing home or even at home.

When reviewing your LTC insurance options, you’ll need to consider:

When you are ready to begin the planning process, HealthMarkets can help you review your plan options from trusted, highly-rated carriers that meet your specific needs and budget.