If you’re thinking about buying this type of supplemental policy, here’s what you’ll want to know. Maybe you just got married — or you have a little one on the way. A life insurance plan may come in handy if the unexpected were to happen. You’ll know that your loved ones have the support they […]

Does life insurance for seniors make sense? Getting the right plan in place can make a big difference when you die. In this article, you’ll learn about: 5 reasons life insurance for seniors makes sense Why working with a life insurance agent matters The one type of policy every senior should consider 3 types of […]

Looking for a universal life insurance policy to help protect your family and leave a legacy? Sometimes called permanent life insurance, universal life insurance gives you a few more options than other types of life insurance. But there are a lot of variables to consider when you’re trying to choose a plan. In this article, […]

This guide on term life insurance definition can help you learn about how it works and the many advantages of getting a term policy. Read on to get the basics on plan types, who term life insurance can benefit the most, and how to buy a policy. Term life insurance definition Term life insurance plans […]

You’ve already answered one important but difficult question: do you need life insurance for your children? Now, it’s time to decide how much. The decision will depend on your goals, how much you’re comfortable paying, and how much coverage you want. How much life insurance do you need for children? At the minimum, you want […]

Even if you’re healthy when you retire, it isn’t guaranteed you’ll stay healthy throughout your retirement. As you get older, it’s only natural to experience normal aging that effects the heart, bones and joints. But it’s important to prepare for potentially serious health conditions. Some people may feel that there are pros and cons to long-term care […]

If you have a large estate, your beneficiaries will likely pay high estate taxes upon your death. If you have a life insurance policy, its value is considered part of your estate. This is why some people consider transferring their life insurance policies to their children. Changing Life Insurance Ownership Transferring ownership of a life insurance policy […]

The fact that you are even asking the question, “Does my child need life insurance?” is a great step in the right direction. When we think about purchasing a life insurance policy to protect our children, usually the idea of insuring ourselves is what we have in mind. But there are many other ways you […]

Wondering how final expense insurance works or how you’re going to pay for a funeral? Final expense insurance and other types of plans can help pay for a funeral. But there are a lot of options, decisions, questions to answer, and expenses when it’s time for a funeral. Where do you start? Here’s what you need […]

Should you get life insurance for teenagers? You want the best for your teen, now and in the future. If you’re thinking about life insurance for teenagers, there’s some specific benefits and advantages to getting a policy. Here’s what you need to know about coverage options and costs to get life insurance for your teenager: […]

With the death of a spouse there may be many financial and legal matters to attend to: making arrangements for the funeral, updating your will, updating bank and credit card accounts, getting financial assistance for widows through government agencies like Social Security, and many more things that could involve a lot of paperwork. Doing all […]

Wondering about life insurance for grandchildren? You’ve probably heard it’s a way to: Support your grandkids Help pay for college, even after you’re gone Or a way to help your adult children if the unthinkable happens Chances are pretty good you’ve got questions about life insurance for grandchildren. Right? Don’t worry. We’ll answer your questions […]