Find the information you may need about medical, life, Medicare and other types of insurance.
What do those metal levels for Affordable Care Act (ACA) Marketplace plans mean? The ACA uses metal levels to help you compare Marketplace health insurance plans, coverage and costs.1 But what does that mean when you’re shopping for health insurance? Bronze, silver, gold, and platinum plans all cover the same essential benefits. The difference is […]
When it’s time to renew your health insurance policy, what should you look for? In most cases, you’ll review your health insurance policy, evaluate your options, and choose a plan during the Open Enrollment period, which runs from November 1, 2025, through January 15, 2026.1 Maybe you’ll renew your existing health insurance policy. Or maybe […]
Stay up-to-date on Healthcare Reform. Below is a summary of recent events to help you stay current on healthcare reform news all in one place. Healthcare Reform Updates for September 3, 2025 Federal announcement may extend short-term health insurance options Last year, the federal government cut the duration of short-term health insurance to a maximum […]
Whether you lose your job or leave it, there are still ways to get covered. Here’s how. People lose and/or quit their jobs all the time. It can be a scary situation whether you’re single, married or married with children. For example, let’s say a single person loses or quits their job. And they do […]
Wondering if your recent life change is a qualifying life event that lets you update your health insurance? You’re not alone, and you may have options. Every year, millions of people go through life changes that may qualify them for a special enrollment period: 2 million couples get married1 674,000 couples get divorced1 6 million […]
If you’ve never had health insurance, you might not be familiar with the difference between a copayment and coinsurance. Understanding these two terms can help you better understand your out-of-pocket expenses for the health insurance plans you’re considering so you can choose a plan that is right for your needs. Copayment and coinsurance are both […]
Sticker shock at the pharmacy? You’re not alone. If you’ve ever wondered why your medication costs are so much, your Medicare prescription deductible could be the reason. Understanding how Medicare prescription deductibles work can help you avoid surprise costs at the pharmacy and choose the right health plan for your needs. In this article, you’ll […]
Do you need to buy health insurance but aren’t sure where to start? To learn about your options before you purchase a health plan, you should take some time to check out the HealthMarkets Health Insurance Marketplace Buyer’s Guide. There are aspects to each health insurance plan that appeal to different people based on their specific needs. Finding […]
If you need non-emergency medical care, virtual visits can come in handy. Here’s what to know about them. You’re in bed with the sniffles and a cough. You could call your doctor’s office and schedule an in-person appointment. But that would mean you would have to get out of bed, put on clothes and go […]
Looking for immediate health insurance coverage? You’ve got options. But there are a bunch of questions to consider to find a plan that works for you based on your circumstances. In this article, you’ll get answers to the top 8 questions about how to apply for immediate health insurance coverage: Can I get medical insurance […]
This federal law can help you keep your group health plan if you quit or lose a job. Here’s how it works. 1. What is the Consolidated Omnibus Budget Reconciliation Act (COBRA)? 2. Who is eligible for COBRA? 3. How does COBRA work? 4. How long can you stay on COBRA? 5. What is a […]
Shopping for health insurance can be overwhelming. Whether it’s your first time or your annual review, knowing the basics can help you effectively compare plans and find coverage that suits your needs and budget. An easy way to start is by understanding the basics of health insurance costs. Premiums The premium is the amount you […]
Keep your body and baby healthy with these other important appointments Pregnancy is a big change in a woman’s life. And one of those changes is the number of appointments they have with their obstetrician-gynecologist (ob-gyn). That’s a type of doctor who specializes in women and their babies during pregnancy and childbirth. During these visits, […]