WellSense Health Plan

WellSense Clarity NH Silver 5000 + $0 Rx List + 24/7 Nurse Advice

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $5,000.00
  • Family: $10000
  • Per Person: $5000
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $8,000.00
  • Family: $16000
  • Per Person: $8000

Office Visit

Primary Doctor
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialist
  • CoPay: $80.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $40.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: $80.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered
Generic Drugs
  • CoPay: $20.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialty Drugs
  • CoPay: $350.00 Copay after deductible
  • CoInsurance: Not Applicable
  • Covered: Covered

Inpatient Coverage

Hospital Services
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Inpatient Services
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Urgent Care Facility
  • CoPay: $60.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: Not Applicable
  • CoInsurance: 40.00% Coinsurance after deductible
  • Covered: Covered
Pre and Postnatal Office Visit
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: $80.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: This Plan covers a complete eye exam with dilation, as needed.

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered
  • Benefit Explanation: Members must purchase a separate standalone dental plan.
Routine Dental Checkups for Adults
  • Covered: Not Covered