WellSense Health Plan

WellSense Clarity NH Silver 0 Deductible + $0 Rx List + 24/7 Nurse Advice

Plan Overview

Combined Medical and Drug Deductible
  • Individual: $0.00
  • Family: $0
  • Per Person: $0
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $9,200.00
  • Family: $18400
  • Per Person: $9200

Office Visit

Primary Doctor
  • CoPay: $50.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Specialist
  • CoPay: $100.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 40.00%
  • Covered: Covered
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 55.00%
  • Covered: Covered
Generic Drugs
  • CoPay: Not Applicable
  • CoInsurance: 40.00%
  • Covered: Covered
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 55.00%
  • Covered: Covered

Inpatient Coverage

Hospital Services
  • CoPay: $2500.00 Copay per Day
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Copayment applies only to days 1-3 of each admission
Inpatient Services
  • CoPay: $2,500.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $2,000.00
  • CoInsurance: Not Applicable
  • Covered: Covered
Urgent Care Facility
  • CoPay: $60.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Maternity

Labor and Delivery Hospital Stay
  • CoPay: $2,500.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Copayment applies only to days 1-3 of each admission
Pre and Postnatal Office Visit
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered

Vision

Routine Eye Exams for Children
  • CoPay: $100.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: This Plan covers a complete eye exam with dilation, as needed.

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered
  • Benefit Explanation: Members must purchase a separate dental plan for coverage of routine and non-routine dental services.
Routine Dental Checkups for Adults
  • Covered: Not Covered