Benefit Explanation: Up to 30-day supply Retail and up to 90-day supply Retail & Mail Order, except narcotics and Specialty Drugs. Insulin will not exceed $25 for a 30-day supply and $75 for a 90-day supply.
Non Preferred Brand Drugs
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Up to 30-day supply Retail and up to 90-day supply Retail & Mail Order, except narcotics and Specialty Drugs.
Generic Drugs
CoPay: $30.00
CoInsurance: Not Applicable
Covered: Covered
Benefit Explanation: Up to 30-day supply Retail and up to 90-day supply Retail & Mail Order, except narcotics and Specialty Drugs.
Specialty Drugs
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Up to 30-day supply Retail only.
Inpatient Coverage
Hospital Services
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: All usual Hospital services and supplies, including semiprivate room, intensive care, and coronary care units; Preauthorization is required.
Inpatient Services
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Emergency and Urgent Care
Emergency Room
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Urgent Care Facility
CoPay: $175.00
CoInsurance: Not Applicable
Covered: Covered
Maternity
Labor and Delivery Hospital Stay
CoPay: Not Applicable
CoInsurance: 0.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Will cover 48-hour hospital stay for uncomplicated vaginal delivery and 96-hour hospital stay for uncomplicated caesarean section.