Combined Medical and Drug Deductible | - Individual: $9,200.00
- Family: $18400
- Per Person: $9200
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Combined Medical and Drug Out of Pocket Maximum | - Individual: $9,200.00
- Family: $18400
- Per Person: $9200
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Primary Doctor | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
- Benefit Explanation: $0 Virtual care for telehealth services are available through Teladoc with your plan. Regular benefits apply for telehealth services provided by other network providers.
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Specialist | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
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Prescription Drug Information
Preferred Brand Drugs | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
- Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug.
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Non Preferred Brand Drugs | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
- Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery. When a Brand Drug is chosen and a Generic Drug equivalent is available, You will pay a Penalty for the difference between the cost of the Brand Drug and the Generic Drug.
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Generic Drugs | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
- Benefit Explanation: 30-day supply retail; up to 90-day supply home delivery.
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Specialty Drugs | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
- Benefit Explanation: Up to a 30-day supply. Must use a pharmacy in the preferred specialty pharmacy network.
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Hospital Services | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
- Benefit Explanation: Prior Authorization required (except maternity). Penalties include reduced benefits or denial of claim.
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Inpatient Services | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
- Benefit Explanation: Prior Authorization required (except maternity). Penalties include reduced benefits or denial of claim.
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Emergency and Urgent Care
Emergency Room | - CoPay: $750.00 Copay with deductible
- CoInsurance: No Charge after deductible
- Covered: Covered
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Urgent Care Facility | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
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Labor and Delivery Hospital Stay | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
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Pre and Postnatal Office Visit | - CoPay: Not Applicable
- CoInsurance: No Charge after deductible
- Covered: Covered
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Routine Eye Exams for Children | - CoPay: Not Applicable
- CoInsurance: No Charge
- Covered: Covered
- Limit Quantity: 1
- Limit Unit : Exam(s) per Benefit Period
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Routine Dental Checkups for Children | - CoPay: Not Applicable
- CoInsurance: No Charge
- Covered: Covered
- Limit Quantity: 1
- Limit Unit : Exam(s) per 6 Months
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Routine Dental Checkups for Adults | - CoPay: Not Applicable
- CoInsurance: No Charge
- Covered: Covered
- Benefit Explanation: $1,000 benefit maximum per calendar year for eligible adult dental services. Eligible services for routine, basic, and major adult dental apply to the annual benefit maximum. Adult orthodontia is not covered. Adult dental services over the benefit maximum are not covered.
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