Banner Health and Aetna Health Plan Inc

BannerAetna Gold 10: No PCP required + $0 PCP + free 98.6 virtual care 24/7 + Adult Dental + Vision

Plan Overview

Medical Deductible
  • Individual: $0.00
  • Family: $0
  • Per Person: $0
Prescription Drug Deductible
  • Individual: $250.00
  • Family: $500
  • Per Person: $250
Combined Medical and Drug Out of Pocket Maximum
  • Individual: $6,595.00
  • Family: $13190
  • Per Person: $6595

Office Visit

Primary Doctor
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Cost share applies to both in-person and virtual services from in-network providers. Cost share does not apply to virtual services from designated telemedicine providers. If this is an HSA plan, deductible applies.
Specialist
  • CoPay: $25.00
  • CoInsurance: Not Applicable
  • Covered: Covered

Prescription Drug Information

Preferred Brand Drugs
  • CoPay: $35.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Cost share could vary based on drug and pharmacy selected. Please see the Summary of Benefits & Coverage (SBC) or policy document for plan details.
Non Preferred Brand Drugs
  • CoPay: Not Applicable
  • CoInsurance: 35.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Cost share could vary based on drug and pharmacy selected. Please see the Summary of Benefits & Coverage (SBC) or policy document for plan details.
Generic Drugs
  • CoPay: $3.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Cost share could vary based on drug and pharmacy selected. Please see the Summary of Benefits & Coverage (SBC) or policy document for plan details.
Specialty Drugs
  • CoPay: Not Applicable
  • CoInsurance: 45.00% Coinsurance after deductible
  • Covered: Covered
  • Benefit Explanation: Cost share could vary based on drug and pharmacy selected. Please see the Summary of Benefits & Coverage (SBC) or policy document for plan details.

Inpatient Coverage

Hospital Services
  • CoPay: $1000.00 Copay per Day
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Copay per day for days 1-5
Inpatient Services
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered

Emergency and Urgent Care

Emergency Room
  • CoPay: $750.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Exclusions: No coverage for non-emergency use of the emergency room.
Urgent Care Facility
  • CoPay: $25.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Exclusions: No coverage for non-urgent care.

Maternity

Labor and Delivery Hospital Stay
  • CoPay: $1,000.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Copay per day for days 1-5
Pre and Postnatal Office Visit
  • CoPay: No Charge
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Benefit Explanation: Member cost sharing applies to postnatal care.

Vision

Routine Eye Exams for Children
  • CoPay: $10.00
  • CoInsurance: Not Applicable
  • Covered: Covered
  • Limit Quantity: 1
  • Limit Unit : Visit(s) per Year
  • Benefit Explanation: Coverage through the end of the month in which the member turns 19.

Major Dental Care

Routine Dental Checkups for Children
  • Covered: Not Covered
Routine Dental Checkups for Adults
  • CoPay: Not Applicable
  • CoInsurance: No Charge
  • Covered: Covered
  • Limit Quantity: 2
  • Limit Unit : Visit(s) per Year
  • Benefit Explanation: Coverage is limited to ages 19 and up. $1,000 calendar year maximum for all dental services (Routine check-up, Basic & Major).
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