Benefit Explanation: Requires Prior Approval from the Company.
Inpatient Coverage
Hospital Services
CoPay: Not Applicable
CoInsurance: 50.00%
Covered: Covered
Benefit Explanation: Requires Prior Approval from the Company.
Inpatient Services
CoPay: Not Applicable
CoInsurance: 50.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Requires Prior Approval from the Company.
Emergency and Urgent Care
Emergency Room
CoPay: Not Applicable
CoInsurance: 50.00% Coinsurance after deductible
Covered: Covered
Urgent Care Facility
CoPay: $130.00
CoInsurance: Not Applicable
Covered: Covered
Maternity
Labor and Delivery Hospital Stay
CoPay: Not Applicable
CoInsurance: 50.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Requires Prior Notification to the Company. Coverage for Out of Network newborn services is limited to $2000 per person for all services first 90 days after birth.
Pre and Postnatal Office Visit
CoPay: Not Applicable
CoInsurance: 50.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Requires Prior Notification to the Company. Coverage for routine ultrasound is limited to 1.