Benefit Explanation: The first visit when you obtain primary care services during an office visit, online or in a retail health clinic is covered in full and not subject to deductible. For additional office visits, you paya copay per visit which is not subject to deductible. Services performed during the office visit are covered at deductible and coinsurance (for example labs, x-rays, etc.). You many also be able to access care with lower cost shares using our online virtual doctor visits and medical chat with a doctor. These can be accessed via our virtual application or website.
Specialist
CoPay: $80.00 Copay after deductible
CoInsurance: Not Applicable
Covered: Covered
Benefit Explanation: When there is a copay for the office visit, the copay is for the office visit only. All other services provided during the visit are subject to deductible and coinsurance. You may also be able to access care with lower cost shares using our online virtual doctor visits and medical chat with a doctor. These can be accessed via our virtual application or website.
Prescription Drug Information
Preferred Brand Drugs
CoPay: Not Applicable
CoInsurance: 40.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Cost share shown is for a 30 day supply. 90 day supply for home delivery is also available.
Non Preferred Brand Drugs
CoPay: Not Applicable
CoInsurance: 40.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Cost share shown is for a 30 day supply. 90 day supply for home delivery is also available.
Generic Drugs
CoPay: $15.00 Copay after deductible
CoInsurance: Not Applicable
Covered: Covered
Benefit Explanation: Cost share shown is for a 30 day supply. 90 day supply for home delivery is also available.
Specialty Drugs
CoPay: Not Applicable
CoInsurance: 40.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: 30 day supply only for retail or home delivery
Inpatient Coverage
Hospital Services
CoPay: Not Applicable
CoInsurance: 50.00% Coinsurance after deductible
Covered: Covered
Inpatient Services
CoPay: Not Applicable
CoInsurance: 50.00% Coinsurance after deductible
Covered: Covered
Emergency and Urgent Care
Emergency Room
CoPay: Not Applicable
CoInsurance: 50.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Emergency Room copay, if any, is waived if directly admitted to the hospital.
Urgent Care Facility
CoPay: $60.00
CoInsurance: Not Applicable
Covered: Covered
Benefit Explanation: When there is a copay, the copay is for the office visit only. All other services provided during the visit are subject to deductible and coinsurance. Services performed outside the office setting are covered at deductible and coinsurance. Cost share is driven by provider/setting.
Maternity
Labor and Delivery Hospital Stay
CoPay: Not Applicable
CoInsurance: 50.00% Coinsurance after deductible
Covered: Covered
Benefit Explanation: Maternity care may include tests and services described elsewhere within the SBC (i.e. ultrasound).