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If you have questions about Oregon’s health insurance marketplace, HealthMarkets can help you understand your options. Our agents can answer your insurance questions, weigh your medical needs against your budget, and help you find a healthcare plan. Our agents’ services come at no additional cost to you.
Do You Qualify for a Premium-Lowering Subsidy?
If you meet certain income requirements, you may be eligible for a tax credit that can lower your payments. In 2018, 77 percent of Oregonians who signed up for plans on the exchange qualified. In 2019, 20 percent of uninsured residents had access to plans that cost $0 per month. A HealthMarkets agent can help you determine if you qualify.
Shopping the Health Insurance Marketplace in Oregon
When searching for a health insurance plan, keep the following in mind:
- How much can you afford? Knowing your budget can help you narrow your plan choices.
- How much is your deductible? You need to understand the amount you are responsible for before the insurance kicks in.
- Does your provider participate in the plan? You may want to buy a plan that allows you to see the doctor of your choice. However, if you're willing to go with a network doctor, there’s a better chance you will have access to more plans.
Don’t be confused by the health insurance marketplace in Oregon. HealthMarkets is here to help. Call us at (800) 360-1402.
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References:
https://www.kff.org/other/state-indicator/effectuated-marketplace-enrollment-and-financial-assistance/ | https://www.kff.org/health-reform/issue-brief/how-many-of-the-uninsured-can-purchase-a-marketplace-plan-for-free/
