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Shopping for a plan on the health insurance marketplace in New Jersey? Thanks to government subsidies, a number of people are able to afford coverage on the Garden State’s health insurance marketplace. In fact, 78% of marketplace enrollees from New Jersey received premium tax credits, which lower the cost of premiums.1
Almost 220,000 New Jersey residents enrolled in and used Affordable Care Act plans in 2020.1 You don’t have to be one of the state’s 9.3% percent of uninsured people under 65.2
What to Look for When Shopping on the Health Insurance Marketplace in New Jersey
When it comes to buying insurance on the health insurance marketplace, New Jersey residents should keep a few things in mind:
- Stick to a budget that is reasonable based on your income, but try to get a plan that covers all of your needs.
- If you have a chronic health condition that requires continual medical care, you may want to buy a plan that has a manageable deductible and a low copayment. This will reduce your out-of-pocket costs.
- You should also pay attention to the network of doctors available on plans you are considering. If you like your healthcare provider, make sure you can still go to them.
HealthMarkets can help you navigate the health insurance marketplace in New Jersey. After answering a few basic questions, you can receive a FitScore™ (which will rank plans available in your area based on your responses) and compare plans online. Get started today!
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References:
1.Kaiser Family Foundation. 2021. Retrieved from https://www.kff.org/other/state-indicator/effectuated-marketplace-enrollment-and-financial-assistance/
2.Kaiser Family Foundation. 2021. Retrieved from https://www.kff.org/other/state-indicator/nonelderly-0-64/
