How to buy health insurance on your own

If you’re looking for a new health insurance plan, you might try to get quotes directly from insurance companies one by one. But that could take time and effort, not to mention the challenge of comparing plan details. Thankfully, there is a more convenient way to buy health insurance on your own.

Can I buy health insurance on my own?

Yes. If you’re looking to buy individual or family health insurance, HealthMarkets makes it simple to find, compare, and apply for a plan.

Buying your own health insurance through HealthMarkets

First, visit HealthMarkets and enter some of your basic information. This includes things like your zip code, the names and ages of anyone looking for coverage, your income, and your key healthcare preferences. Because your age and tobacco use influence premium amounts, providing this information will give you a more accurate quote. Your additional information helps us find plans based on availability and your preferences.

You may also see a section about premium tax subsidies. We can help you determine if you are eligible for subsidies and update your quotes with expected reduced monthly premium costs.

Can I buy private health insurance at any time?

The open enrollment period for Affordable Care Act health plans for most states runs from November 1 through December 15. Check your state’s enrollment dates here. You can enroll outside this enrollment period under certain circumstances such as a relocation, having a baby, getting married, or losing your employer coverage.

Applying for your health insurance

After you’ve carefully compared price and coverage, select the plan that suits your needs. We will then help you through the application process so that you’ll have coverage that you can rely on. Save time and simplify the process. Buy health insurance on your own with HealthMarkets today.