Highmark is one of the largest health insurance companies in the United States and is the fourth largest Blue Cross and Blue Shield-affiliated company. Because Highmark is part of the Blue Cross and Blue Shield network, members can access over 93 percent of all U.S. physicians and more than 96 percent of all hospitals. Highmark BCBS West Virginia, an independent licensee of the Blue Cross Blue Shield Association, offers comprehensive coverage at competitive prices both on and off the federal marketplace.

Highmark Blue Cross Blue Shield West Virginia offers a range of Preferred Provider Organization (PPO) plans at all metal levels so that customers can rely on broad coverage at a price within their budget. The “Shared Cost” plans include a variety of premiums across the metal levels with fixed copayments on several services. The “Health Savings” plans allows customers to open a health saving account to set aside money for medical, dental, and vision expenses without being taxed. Lastly, the “Balance Blue” plans mirror the “Shared Cost” plans except that it contains copays on additional services such as diagnostic services, physical and occupational therapy, and chiropractic services.

Like many health insurance companies, Highmark Blue Cross Blue Shield West Virginia offers PPO plans.

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