Arkansas Blue Cross and Blue Shield is a not-for-profit, mutual insurance company licensed by the Blue Cross and Blue Shield Association. As such, the company uses approximately 85 percent of collected premiums to supply customer benefits. It is Arkansas’ largest health insurance provider, with offices conveniently located in Fayetteville, Fort Smith, Hot Springs, Little Rock, Jonesboro, Pine Bluff, and Texarkana, and retail locations in Hot Springs, Lowell, and Pine Bluff.

Arkansas Blue Cross and Blue Shield offers individual, family, group health, and dental plans. The company also offers short term and travel health insurance. Seniors can choose from several Medicare Advantage, Medicare Supplement, and prescription drug options. Ancillary products include accident, accidental death, cancer, critical illness, GAP, and term life insurance. Offered through Pinnacle Insurance Associates Inc., these specialty products can be purchased to add additional protection to any comprehensive health plan.

Arkansas Blue Cross and Blue Shield has an “A” rating from A.M. Best Company based in part on network size, market share, and brand recognition. The company employs over 2,700 employees and has been in business since 1948. The Blue & You Foundation, the company’s charitable organization, donates roughly $2 million in grants each year to programs dedicated to improving the health of Arkansas residents.

In 1946, the Arkansas Medical Society and Arkansas Hospital Association joined in the pursuit of creating a statewide medical insurance program. Beginning with the John Marshall Co. and later creating the Arkansas Medical and Hospital Service Inc., the two entities worked with other investors to create a non-profit venture that later became known as Arkansas Blue Cross and Blue Shield.

Like many insurance companies, Arkansas Blue Cross and Blue Shield offers PPO plans.

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